A |  B |  C |  D |  E |  F |  G |  H |  I |  J |  K |  L |  M
   N |  O |  P |  Q |  R |  S |  T |  U |  V |  W |  X |  Y |  Z 		mortgages refinance mortgage home equity loans debt consolidation loans get mortgage loan quotes from top rated lenders Get the best mortgage rates from rated lenders!

Mortgages and home loans glossary and terms

With so many terms used during typical mortgage loans applications sometimes its difficult to know.
With the help of our financial glossary of terms, you can research at your own pace so that you can select the loan that fits your needs:

 

 
A Back to Top
  • Acceleration
  • Adjustable Rate Mortgage (ARM)
  • Adjustment Interval
  • Amortization
  • Amortization Term
  • Annual Percentage Rate (APR)
  • Application Fee
  • Appraisal
  • Appraisal Report
  • Assessment
  • Assumption

     

     
    B Back to Top
  • Balloon Payment
  • Blanket Mortgage
  • Borrower (Mortgagor)
  • Broker
  • Buy-down

     

     
    C Back to Top
  • Caps (interest)
  • Caps (payment)
  • Cash Flow
  • Cash Out
  • Ceiling
  • Certificate of Eligibility
  • Certificate of Reasonable Value (CRV)
  • Certificate of Title
  • Certificate of Veteran Status
  • Closing
  • Closing Costs
  • Collateral
  • Combined Loan to Value
  • Commitment
  • Construction Loan
  • Contract Sale or Deed
  • Conventional Loan
  • Credit History
  • Credit Limit
  • Credit Report
  • Credit Repository

     

     
    D Back to Top
  • Debt
  • Debt Service
  • Debt-to-Income Ratio
  • Deed of Trust
  • Default
  • Deferred interest
  • Delinquency
  • Department of Veterans Affairs (VA)
  • Discount Points (or Points)
  • Down Payment
  • Due on Sale Clause

     

     
    E Back to Top
  • Earnest Money
  • Effective Interest Rate
  • Encumbrance
  • Entitlement
  • Equal Credit Opportunity Act (ECOA)
  • Equity
  • Escrow

     

     
    F Back to Top
  • Fair Credit Reporting Act
  • Farmers Home Administration (FmHA)
  • Federal Home Loan Mortgage Corporation (FHLMC), Freddie Mac
  • Federal Housing Administration (FHA)
  • Federal National Mortgage Association (FNMA), Fannie Mae
  • FHA Loan
  • FHA mortgage insurance
  • FHLMC
  • FICO score
  • First Mortgage
  • Fixed Rate Mortgage
  • Flood Insurance
  • FNMA
  • Foreclosure

     

     
    G Back to Top
  • Good Faith Estimate
  • Grace Period
  • Graduated Payment Mortgage (GPM)
  • Gross Income

     

     
    H Back to Top
  • Hazard Insurance
  • Home Equity Line of Credit
  • Home Equity Loan
  • Housing Expenses-to-Income Ratio
  • HUD I Settlement Statement

     

     
    I Back to Top
  • Impound
  • Index
  • Interest Rate
  • Interim Financing
  • Investor

     

     
    J Back to Top
  • Jumbo Loan

     

     
    K Back to Top

     

     
    L Back to Top
  • Lender
  • Lien
  • Loan-to-Value Ratio

     

     
    M Back to Top
  • Margin
  • Market Value
  • Minimum Payment
  • MIP (Mortgage Insurance Premium)
  • Mortgage
  • Mortgage Insurance
  • Mortgage Loan
  • Mortgagee
  • Mortgagor

     

     
    N Back to Top
  • Negative Amortization
  • Net Effective Income
  • Non Assumption Clause
  • Note

     

     
    O Back to Top
  • Office of Thrift Supervision (OTS)
  • Origination Fee

     

     
    P Back to Top
  • Permanent Loan
  • PITI
  • Power of Attorney
  • Prepaid Expenses
  • Prepayment
  • Prepayment Penalty
  • Primary Mortgage Market
  • Principal
  • Private Mortgage Insurance (PMI)

     

     
    Q Back to Top
  • Qualifying Ratios

     

     
    R Back to Top
  • Rate
  • Realtor
  • Recision
  • Recording Fees
  • Refinance
  • Renegotiable Rate Mortgage
  • RESPA
  • Reverse Annuity Mortgage (RAM)
  • Right to Rescission

     

     
    S Back to Top
  • Second Mortgage
  • Secondary Mortgage Market
  • Security Interest
  • Servicing a Loan
  • Shared Appreciation Mortgage (SAM)
  • Simple Interest
  • Survey
  • Sweat Equity

     

     
    T Back to Top
  • Title
  • Title Insurance
  • Title Search
  • Total Debt Ratio
  • Truth-In-Lending Act
  • Two-Step Mortgage

     

     
    U Back to Top
  • Underwriting
  • Usury

     

     
    V Back to Top
  • VA Mortgage Funding Fee
  • Variable Rate
  • Variable Rate Mortgage (VRM)
  • Verification of Deposit (VOD)
  • Verification of Employment (VOE)

     

     
    W Back to Top
  • Warehouse Fee
  • Wraparound mortgage

     

     
    X Back to Top

     

     
    Y Back to Top

     

     
    Z Back to Top


    Related sites of interest:
    Find Homes For Sale at HomeSalez.



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